Analisis Kontribusi BMT Dalam Pengembangan Usaha Mikro Kecil Anggota Koperasi Syariah Pada BMT Mandiri Abadi Syariah

Suriyani Suriyani

Analisis Kontribusi BMT Dalam Pengembangan Usaha Mikro Kecil Anggota Koperasi Syariah Pada BMT Mandiri Abadi Syariah

Suriyani Suriyani

Abstract

Skripsi ini bertujuan untuk mengetahui peranan BMT, dan menganalisa tentang pengembangan usaha mikro kecil anggota koperasi syariah. Jenis penelitian ini adalah kualitatif analisis deskriptif yang sumber datanya adalah data primer dan sekunder. Data primer diperoleh langsung dengan melakukan wawancara terhadap pihak BMT terkait, yaitu BMT Mandiri Abadi Syariah. Sedangkan data sekunder diperoleh melalui website milik bank, website terkait yang membahas pengembangan usaha mikro, dan dokumen-dokumen serta literatur terkait yang kemudian dilanjutkan dengan pengolahan data. Hasil temuan dari penelitian, BMT Mandiri Abadi Syariah melakukan beberapa hal, yaitu dalam pengembangkan usaha, pihak BMT memberikan keringanan modal yang dapat terjangkau oleh masyarakat kalangan bawah yang membutuhkan biaya dan tidak memiliki modal. BMT Mandiri Abadi Syariah merupakan solusi yang siap membantu masyarakat ekonomi rendah untuk dapat mengembangkan usaha, yang memiliki keterbatasan modal. Peranan BMT dalam pengembangan usaha mikro kecil yang disalurkan pada masyarakat sudah sangat pesat kedudukannya, masyarakat tidak asing lagi dengan koperasi simpan pinjam yang berbasis syariah yaitu BMT Mandiri Abadi Syariah. Berdasarkan data tersebut diatas, kegiatan operasional BMT Mandiri Abadi Syariah sudah sesuai dengan prinsip-prinsip syariah dalam memberikan pembiayaan yang ditetapkan oleh DSN-MUI.

Keywords

peranan bmt; usaha mikro kecil; anggota koperasi syariah

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Jurnal Ilmiah Mahasiswa

Fakultas Agama Islam, Universitas Muhammadiyah Sumatera Utara
Kampus Utama
Jl. Kapten Muchtar Basri No.3, Glugur Darat II,Medan
Sumatera Utara-20238
E-mail: baad@umsu.ac.id

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